Loans

Because Different People
Have Different Needs.

Presenting a Wide Range of Loans
to Power Your Dreams

Loans

Product Name  Salient Features Our  Interest Rates w.e.f. 16.01.2023

Housing Loans

Our Home Loan Scheme comprises a no. of tailormade defferent plans to suit the need of all types of customers. Our plans include Housing loan for purchase of new/old Houses and flats, loans for improvement/ repair of house, Take over of existing home loans from other banks/FIs, Home loan for extension of existing Houses,  and many others. We assure the most competitive interest rates connected with CIBIL score, prevailing in the banking indurstry.   CIBIL(Credit Vision) SCORE For All cases
 726 & Above 8.60%
>700 but <726 9.50%
Below 700 10.30%
CIBIL (-1) 9.50%

Car  Loans

Ride any vehicle of your choice and we will finance it at most suitable terms. Enjoy the rich benefits of  interest on daily reducing  balance. No premature penalty for early payment of loan. Repayment period 36 Months to 84 Months  CIBIL(Credit Vision) SCORE Preferred Secotor/Non- Preferred Secotor
  768 & Above 8.85%/9.10%
   726 to 767 9.40%/9.80%
   675 to 725 10.60%/10.80%
Below 675 12.00%/12.10%
CIBIL (-1) 9.40%/9.80%

Personal Loan

Fulfill your dreams. Come with required papers, go with desired money as per your eligibility . We provide personal loans to  salaried class at most competitive interest rates  on suitable terms. We charge interest on daily reducing balance and DO NOT CHARGE any prepayment penalty.  CIBIL(Credit Vision) SCORE Rate of Interest
Existing customers having account relationship with us
  768 & above 11.1%
  726 to 767 12.1%
  700 to 725 13.35%
  Below 700 15.95%
  CIBIL (-1) 12.1%
  CIBIL (0) N.A.
 Applicant having account relationship with other Bank
 768 & above 14.45%
 726 to 767 15.45%
 700 to 725 16.45%
 Below 700 17.45%
 CIBIL (-1) 15.45%
 CIBIL (0) N.A.

Education Loan

Get higher education with our Education Loan Scheme. Education subsidy provided by Goverment of India under CSIS scheme is also available for eligible students as per norms , terms and conditions of GOI. Enjoy the concession of 1% in interest rate if interest is serviced during study period when repayment  holiday is specified for interest repayment under the scheme and regular repayment of EMI is made. GIRLS students will get 0.50% interest rebate. For student of premier institution eg. IIM Ahmedabad/Kolkata/Banglore/ XLRI-Jamshedpur etc.,we charge only 9.55 % interest rate. Up to Rs.04.00 Lakh (0.5% rebate-Girl Student) 10.75%
>4.00 L to 7.50 L(0.5% rebate-Girl Student) 10.75%
>Rs.7.50 Lakh(0.5 % rebate-Girl Student) 12.25%
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