| Product Name | Salient Features | Our Interest Rates w.e.f. 05.04.2023 | |
|---|---|---|---|
| Housing Loans | Our Home Loan Scheme comprises a no. of tailormade defferent plans to suit the need of all types of customers. Our plans include Housing loan for purchase of new/old Houses and flats, loans for improvement/ repair of house, Take over of existing home loans from other banks/FIs, Home loan for extension of existing Houses, and many others. We assure the most competitive interest rates connected with CIBIL score, prevailing in the banking indurstry. | CIBIL (Credit Vision) Score | For All cases |
| 726 & above | 8.60% | ||
| >700 but < 726 | 9.50% | ||
| Below 700 | 10.50% | ||
| CIBIL (-1) | 9.50% | ||
| Car Loans | Ride any vehicle of your choice and we will finance it at most suitable terms. Enjoy the rich benefits of interest on daily reducing balance. No premature penalty for early payment of loan. Repayment period 36 Months to 84 Months. | CIBIL (Credit Vision) Score | Preferred/ Non- Preferred |
| 768 & above | 8.85%/9.10% | ||
| 726 to 767 | 9.40%/9.80% | ||
| 675 to 725 | 10.60%/10.80% | ||
| Below 675 | 12.00%/12.10% | ||
| CIBIL (-1) | 9.40%/9.80% | ||
| Personal Loan | Fulfill your dreams. Come with required papers, go with desired money as per your eligibility . We provide personal loans to salaried class at most competitive interest rates on suitable terms. We charge interest on daily reducing balance and DO NOT CHARGE any prepayment penalty. | CIBIL (Credit Vision) Score | Rate of Interest |
| Existing customers having account relationship with us | |||
| 768 & above | 11.40% | ||
| 726 to 767 | 12.40% | ||
| 700 to 725 | 13.65% | ||
| Below 700 | 16.25% | ||
| CIBIL (-1) | 12.40% | ||
| CIBIL (0) | N.A. | ||
| Applicant having account relationship with other Bank | |||
| 768 & above | 14.45% | ||
| 726 to 767 | 15.45% | ||
| 700 to 725 | 16.45% | ||
| Below 700 | 17.45% | ||
| CIBIL (-1) | 15.45% | ||
| CIBIL (0) | N.A. | ||
| Education Loan | Get higher education with our Education Loan Scheme. Education subsidy provided by Goverment of India under CSIS scheme is also available for eligible students as per norms , terms and conditions of GOI. Enjoy the concession of 1% in interest rate if interest is serviced during study period when repayment holiday is specified for interest repayment under the scheme and regular repayment of EMI is made. GIRLS students will get 0.50% interest rebate. For student of premier institution eg. IIM Ahmedabad/Kolkata/Banglore/ XLRI-Jamshedpur etc.,we charge only 9.55 % interest rate. | Up to Rs. 04.00 Lakh (0.5% rebate-Girl Student) | 11.05% |
| >4.00 L to 7.50 L (0.5% rebate-Girl Student) | 11.05% | ||
| > Rs. 7.50 Lakh (0.5 % rebate-Girl Student) | 12.55% | ||
IFSC Code: BARB0BUPGBX (Fifth Letter is Zero)
