Social Banking

The bank has been a premier institution in banking with the rural poor, down trodden, neglected sector of the society ever since the inception of the RRBs. With an overall exposure of more than 80% under priority sector advances. There can be no better substitute than Baroda U.P. Bank in the social banking having an outreach of banking facilities to over rural people residing in the every nook & corner of the 31 district of U.P. The concept that the poor are bankable & they can be relied for extending bank credit has been proved to be true by the BUPB. With an extensive network of 1983 branches.

Empowering Women at Grassroots Level
1. Women and Men Self Help Groups
2. Bank's Officials with Woman SHG

Empowering Women at Grassroots Level


  • Micro finance is being extended through government sponsored schemes & schemes promoted by NABARD in a most hassle free manner.
  • All sort of credit needs i.e. both consumption & productive of the rural poor are catered by the bank through SHGs at a low rate of interest.
  • Several promotional activities of NABARD such as ARWIND, MAHIMA, RURAL MART, DRIP, and MEPA are being implemented through the fora of SHGs.
  • Bank is working with prominent NGOs such as Rajiv Gandhi Charitable Trust etc. for up scaling micro finance and promoting Micro entrepreneurship.
  • With existence of large number of women SHG, bank has accepted the challenging task of socio-economic upliftment of rural women besides providing them credit plus services. The proactive measures initiated by the bank in this direction are:-
    • Launching of gender related Innovative Schemes such as-Rasoi Gas Muskan Yojna etc.
    • Women Development Cell under NABARD’s scheme have been constituted and it has been envisaged to extend the scheme to all service area districts of the Bank.

Krishak Clubs

Farmers Club Programme

  • The principle of “Development through credit” through formation of Krishak Clubs has been implemented by the bank for inculcating the farmers to adopt modern & scientific techniques of farming.
  • A group of 10-15 progressive farmers of a village can associate to form a Krishak Club.
  • The facilities being provided by NABARDto the farmers club are :
    • Meet with the experts programme once in a quarter.
    • Spot & support Programme.
    • Maintenance expenses for the first three years.
    • State Level Award to the outstanding Krishak Clubs.
    • Rural Mart Scheme for facilitating marketing platform for the produce of the farmers.

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