Kisan Credit Card

Flourishing the Farmers

Kisan Credit Card (KCC) aims at providing adequate and timely credit for the comprehensive credit requirements of farmers under single window with flexible and simplified procedure adopting wholesome approach.


Farmers who are owner of land are eligible to avail KCC for their production credit requirement.

Coverage of Activities

The mode of finance covers activities for purchase of agricultural inputs required for production of crop, Consumption needs such as maintenance of Agri. Machinery, Electrical Bills etc.

Quantum of finance

The quantum of finance will be assessed based on scale of finance projected average farm income, repaying capacity.

Issuance of KCC

After sanction of KCC limits and execution of security documents, KCC - cum-passbook will be issued.

Availment of finance

Cheque book to the literate KCC holders for facilitating drawings from their account for Production line of credit.


• Interest @ of Saving Bank paid on credit balances if any maintained by the borrower.
• No processing charges for the credit limit.
• KCC holders are covered under master policy of Personal accident Insurance Package.

Nature of Credit

KCC will be a revolving Agriculture Cash Credit account subject to annual review valid for 5 years.