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Interest Rates & Charges

Interest Rates on Savings Bank Deposit


Term Deposit Interest Rates
Tenor Existing Rate w.e.f 20.06.2022 REVISED Rate w.e.f 01.09.2022
 
For below Rs. 15 lakhs For Rs.15 Lakh to below 100 Lakh For Rs. 1 Cr. And above Tenor For below Rs.15 lakhs For Rs.l5 Lakh to below 100 Lakh For Rs. 1 Cr. and above
7 to 45 days 2.90% 2.90% 2.90% 07 to 45 days 3.00% 3.00% 3.00%
46 to 90 days 3.80% 3.80% 3.80% 46 to 90 days 4.00% 4.00% 4.00%
91 to 269 days 3.80% 3.80% 3.80% 91 days to 269 days 4.00% 4.00% 4.00%
270 days to less than 1 year 4.40% 4.40% 4.40% 270 days to less than 1 year 4.65% 4.65% 4.65%
1 Year 5.00% 5.00% 5.00% 1 year 5.30% 5.30% 5.30%
Above 1 year to less than 2 yrs 5.10% 5.10% 5.10% above 1 yr to less than 2 yrs 5.45% 5.45% 5.45%
2 yrs to up to 3 yrs 5.20% 5.20% 5.20% 2 yrs to upto 3 yrs 5.50% 5.50% 5.50%
Above 3 yr to less than 5 yrs 5.30% 5.30% 5.30% Above 3yr to less than 5yrs 5.50% 5.50% 5.50%
5 yrs to upto 10 yrs 5.30% 5.30% 5.30% 5 yrs to upto 10 yrs 5.50% 5.50% 5.50%
 
Aditional Interest
Senior Citizens (For all Tenure)  0.60% 0.60% NIL Senior Citizens (For all tenure) 0.60% 0.60% NIL
Staf (For all Tenure)  1.00% 1.00% NIL Staff (For all Tenure) 1.00% 1.00% NIL
Senior Citizens Staf (For all Tenure)  1.60% 1.60% NIL Senior Citizen Staff (For all Tenure) 1.60% 1.60% NIL
 
Premature Penality
For All 1.00% For All 1.00%
No additional interest for senior citizen, staff etc. is applicable on deposits in the category for more than Rs.l Cr.
Interest Rate on Saving Bank Deposits
Existing Rate w.e.f  09.08.2021 Revised Rate w.e.f 01.01.2022 
For all Amount 2.85% For all Amount 2.80%
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