Interest Rates & Charges

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Interest Rates & Charges

Interest Rates on Deposits


(Term Deposit Interest Rates)
Tenor Existing Rate w.e.f  28.11.2022 REVISED Rate w.e.f  05.04.2023
For below
Rs. 15 lakhs
For Rs.15 Lakh
to below 100 Lakh
For Rs. 1 Cr.
and above
Tenor For below
Rs. 15 lakhs
For Rs.15 Lakh
to below 100 Lakh
For Rs. 1 Cr.
and above
07 to 45 days 3.00% 3.00% 3.00% 07 to 45 days 3.00% 3.00% 3.00%
46 to 90 days 4.50% 4.50% 4.50% 46 to 90 days 4.50% 4.50% 4.50%
91 daysto269 days 4.50% 4.50% 4.50% 91 daysto269 days 4.50% 4.50% 4.50%
270 days To less than 1 year  5.50%  5.50%     5.50% 270 days To less than 1 year  5.50%  5.50%     5.50%
1Year 6.10% 6.10% 6.10% 1Year 6.65% 6.65% 6.65%
above 1yr to less than 2 yrs 6.10% 6.10% 6.10% above 1yr to less than 2 yrs 6.50% 6.50% 6.50%
 2 yrs to upto 3 yrs 6.10% 6.10% 6.10%  2 yrs to upto 3 yrs 6.50% 6.50% 6.50%
Above 3yr to less than 5yrs 6.10% 6.10% 6.10% Above 3yr to less than 5yrs 6.40% 6.40% 6.40%
5 yrs to upto10 yrs 6.10% 6.10% 6.10% 5 yrs to upto10 yrs 6.50% 6.50% 6.50%
  • Interest Rate of BUPB Tax saver FDR Scheme (Circular Letter- HO/03/Operations/2022-23/336 dated 21.02.2023) – 6.50% w.e.f. 05.04.2023  
Additional Interest
Senior Citizens
(For all Tenure)
0.50% 0.50% NIL Senior Citizens (For all Tenure) 0.50% 0.50% NIL
Staff (For all Tenure) 1.00% 1.00% Staff
(For all Tenure)
1.00% 1.00%
Senior Citizen Staff (For all Tenure) 1.50% 1.50% Senior Citizen Staff (For all Tenure) 1.50% 1.50%
Premature Penalty
For All 1.00% For All 1.00%
No additional interest for senior citizen, staff etc. is applicable on  deposits in the category for more than Rs.1 Cr.
Interest Rate on Savings Bank Deposits
Existing Rate w.e.f. 28.11.2022 Revised Rate w.e.f. 05.04.2023
For all Amounts 2.75% For all Amounts 2.75% (No Change)
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