Interest Rates on Savings Bank Deposit
| Term Deposit Interest Rates | |||||||
| Tenor | Existing Rate w.e.f 21.11.2022 | REVISED Rate w.e.f 28.11.2022 | |||||
| For below Rs. 15 lakhs | For Rs.15 Lakh to below 100 Lakh | For Rs. 1 Cr. And above | Tenor | For below Rs.15 lakhs | For Rs.l5 Lakh to below 100 Lakh | For Rs. 1 Cr. and above | |
| 7 to 45 days | 3.00% | 3.00% | 3.00% | 07 to 45 days | 3.00% | 3.00% | 3.00% |
| 46 to 90 days | 4.00% | 4.00% | 4.00% | 46 to 90 days | 4.50% | 4.50% | 4.50% |
| 91 to 269 days | 4.00% |
4.00% | 4.00% | 91 days to 269 days | 4.50% | 4.50% | 4.50% |
| 270 days to less than 1 year | 4.65% | 4.65% | 4.65% | 270 days to less than 1 year | 5.50% | 5.50% | 5.50% |
| 1 Year | 5.50% | 5.50% | 5.50% | 1 year | 6.10% | 6.10% | 6.10% |
| Above 1 year to less than 2 yrs | 5.50% | 5.50% | 5.50% | above 1 yr to less than 2 yrs | 6.10% | 6.10% | 6.10% |
| 2 yrs to up to 3 yrs | 5.55% | 5.55% | 5.55% | 2 yrs to upto 3 yrs | 6.10% | 6.10% | 6.10% |
| Above 3 yr to less than 5 yrs | 5.65% | 5.65% | 5.65% | Above 3yr to less than 5yrs | 6.10% | 6.10% | 6.10% |
| 5 yrs to upto 10 yrs | 5.65% | 5.65% | 5.65% | 5 yrs to upto 10 yrs | 6.10% | 6.10% | 6.10% |
| Aditional Interest | |||||||
| Senior Citizens (For all Tenure) | 0.60% | 0.60% | NIL | Senior Citizens (For all tenure) | 0.50% | 0.50% | NIL |
| Staf (For all Tenure) | 1.00% | 1.00% | NIL | Staff (For all Tenure) | 1.00% | 1.00% | NIL |
| Senior Citizens Staf (For all Tenure) | 1.60% | 1.60% | NIL | Senior Citizen Staff (For all Tenure) | 1.50% | 1.50% | NIL |
| Premature Penality | |||||||
| For All | 1.00% | For All | 1.00% | ||||
| No additional interest for senior citizen, staff etc. is applicable on deposits in the category for more than Rs.l Cr. | |||||||
| Interest Rate on Saving Bank Deposits | |||||||
| Existing Rate w.e.f 21.11.2022 | Revised Rate w.e.f 28.11.2022 | ||||||
| For all Amount | 2.75% | For all Amounts | 2.75% (No Change) | ||||