Retail Loans

A wide range of solutions for your financial needs. Baroda U.P. Bank offers a wide range of retail loans to meet your diverse needs. Whether the need is for a new house, child's education, purchase of a new car or home appliances, our unique and need specific loans will enable you to convert your dreams to realities.

Key Schemes

Saral Vyapar Yojna

This Trader Loan facility enables Individuals, Proprietorships, bodies such as Partnership firms and Co-op societies to avail of working capital or undertake development of shop by way of loan/overdraft.

Loan against Securities

You can avail loan for productive purpose or for meeting contingency needs of personal nature through schemes mentioned here:
Loan Against National Savings Certificates (NSC) / Kisan Vikas Patra (KVP).


Baroda U.P. Bank provides loan for all non-specific needs against your deposit with us.

Housing Loan

Baroda U.P. Bank invites you to be a proud owner of your own home and offers easy Housing Loan with a number of conveniences to suit your budget.The Home Loans offering from Baroda U.P. Bank essentially provides for finance in relation to the extension / purchase of a new house, financing of an old house, purchase of a plot, Renovation / Repairing of house.

Two Wheeler Loan

Two-Wheeler Loan make it possible to purchase a two-wheeler and pay back in easy monthly instalments, thereby reducing the burden of a one-time payment.

Car Loan

In today's fast paced world, a vehicle is but a necessity. Yet other expenses and plans in life take priority and the dream of owning a car takes a back seat. Whether as a comfortable and dependable means of transport or as a status symbol in society, we believe you deserve ownership of a vehicle.

Education Loan

Whether you are planning higher education of your child, pursuing a graduate or post-graduate degree, the Baroda U.P. Bank Education Loans, can help finance your ambitions and goals.

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